Do you feel a little confused about the long mortgage process? You are not alone, the loan process can be daunting to some people, nothing to be embarrassed about. There are quite a few moving parts in the loan process affecting both borrower and home condition itself. Loan to value ratios, Lender requirements as to […]
When hiring a contractor everything in my little animated info above is very important to take note of. Just as important is to ask for a copy of their insurance policy and make sure it is currently an active policy. Ask for samples of their work, addresses, references. If a contractor refuses to give references, […]
Veterans benefit greatly from the VA Loan program. There are some restrictions that Veterans must follow in order to qualify, as well, the property must meet certain requirements to satisfy the lender. While some Vet buyers feel the process maybe be too restrictive or daunting, over all the program is there to protect the interest […]
When is it the right time to buy? That is a great question and there are several correct answers for that. What are your plans for the home? How long to you plan to live there? Will your job relocate you abruptly? Believe it or not these factors are just as important when considering a […]
This is a tricky area and should be approach cautiously. While some of the above stats make sense in some areas, equally as true that your expense to value adding ratio may change significantly by region. Where as taking a 4 bedroom house in one area and re-configuring into a 3 bedroom house allowing for […]
What is most important to you in a home renovation? Will it ad resale value to your home? Do you need to get permit from the city? All are very important questions when planning on spending your hard earned money on renovations. Together we discuss those issues and plan for the kind of home renovation […]
How many times have I heard a new home buyer say, they should have done this or i should have done that when discussing their first home purchase….. And yet I’d be the first to say I can’t knock you for your choice. It is true we bring a whole different set of priorities to […]